If you have bad credit or your credit score is lower than you’d like, there are a few simple things you can do to improve your credit score. While these tasks are easy to complete, it does take time to improve your credit score. Don’t get frustrated or give up and go back to bad credit habits. The following activities will help you improve your credit score and make you more attractive to lenders.
First, make sure you are paying all of your payments on time, and pay at least the minimum payment. This is one of the best things you can do to improve your credit score. If you are having trouble making the minimum payments when they are do, contact your creditors about lowering the payments or interest rate you are paying. You may also be able to increase your income through a part-time job or other sources.
Dispute any inaccuracies on your credit report. There may be old accounts on your credit file that were reported incorrectly. You may also have accounts on your credit report that don’t even belong to you. Contact the credit bureaus and file disputes to get these entries corrected or removed. This will increase your credit score quickly.
If you have bad credit, or credit that is less-than-perfect, CRE Credit Services can help. When you schedule your free consultation with our professional credit advisors, we will make advice and recommendations based upon your individual situation. We can then offer some free credit education to help you meet your goals. The information you get from us will be tailored to your credit file, so you know that you are getting the best advice possible. And there is no obligation. Call us today and get started on the path to better credit!